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The Reserve Bank of India (RBI) on 6 August announced its final loan recovery guidelines. The measures, aimed at preventing harassment in the pursuit of defaulters, will take effect from January 2027, three months later than the original...
Recent support for Indian share prices is often ascribed to retail investor enthusiasm and data shows domestic institutional investors (DIIS) have broadly been big buyers. The net equity investments of DIIS, which include banks, local...
Banks will now have to keep a close watch on how recovery agencies treat borrowers and defaulters and nip any untoward situation in the bud. The August norms will modify the broader guidelines on banks’ responsible business conduct issued in...
The notion AI is so dangerous that the only safe path is an extreme concentration of power seems inherently problematic.
In September 2022, RBI asked Mahindra & Mahindra Financial Services (Mahindra Finance) to stop recoveries through external agencies after the death of an individual allegedly in the recovery process. The curbs were lifted four months later....
The robust growth in bank loans in 2026 has raised hopes of a credit revival. In September 2025, the year-onyear growth in non-food bank credit crossed into the double-digit territory and has since been steadily gaining momentum. For the...
