September is very encouraging. If we compare this year’s figure with September 2018, the table returns to minus 9.66 percent, because the USD/TRY speculative attack happened in August 2018. There is a certain atmosphere of optimism over the FSCI in September 2019. The index differentiated from the previous months with the political and economic expectations, such as the United Nations meeting and the expected improvement in Turkey-U.S. relations. So, in a nutshell, affects trend of the financial sector? Domestic structural reforms should give the expected results. Confidence in economic management has not yet been settled, although a full year has passed since the turbulence began. The decline in interest rates positively affects confidence in financial services. On the other hand, the persistent decline in inflation and the lack of discipline in the budget increase anxieties. The financial and manufacturing sectors in Turkey are rapidly moving away from each other. This leads to high unemployment that affects the overall economy. This in turn affects the manufacturing sector. Uncontrolled food prices and insensitivity to structural reform requirements have a negative impact on the consumer’s purchasing power. The contractions in Europe and Japan also affect us greatly through the foreign trade channel.