Jad Sayegh, Nadine Mezher and Mark Chahwan

Co-founders, Sarwa

Entrepreneurs with a future vision account for several of the entries on our list, and the co-founders of Sarwa certainly tick that box. Founded in 2017, the robo-advisory investment platform was part of DIFC’s FinTech Hive accelerator programme and received an operating licence in November 2018. The company, which uses a hybrid model by combining technology and human advice, received a fintech ‘experimental permit’ to operate in Saudi Arabia earlier this year. As Chahwan told Gulf Business: “Eventually, we want to eliminate the wealth gap here. And that’s a vision we believe is worth fighting for.”