Marwan Hachem

Founder and CEO, YAP

The UAE’s first independent digital banking platform, YAP allows users to open a bank account without the need to physically visit a bank. The fintech solution integrates a host of mobile banking solutions into one application, including spend analytics, real-time notifications, bill payments and peerto-peer transactions. At the helm of YAP is Marwan Hachem, who envisions the neobank to play a pivotal role in the UAE’s digital banking revolution. As of early 2021, the fintech platform, which has partnered with RAK Bank, has over over 25,000 interested applicants on its waiting list, a company official told Gulf Business in early March.