Khaleej Times

ONLINE & MOBILE BANKING

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WheTheR iT iS bill PaymeNTS, fUNdS TRaNSfeR OR cReaTiON Of a fixed dePOSiT, iNTeRNeT baNkiNg allOWS yOU TO dO iT iN a faST aNd cONVeNieNT Way. iNSTead Of gOiNg TO The baNk aNd WaiTiNg iN a NeVeReNdiN­g QUeUe, iNTeRNeT baNkiNg haS made all baNkiNg fUNcTiONS acceSSible ThROUgh a feW clickS. hOWeVeR, ThiS faciliTy NeedS TO be USed VeRy caRefUlly dUe TO The RiSk Of PhiShiNg — fRaUdUleNT meaNS Of aTTaiNiNg yOUR cONfideNTi­al baNkiNg iNfORmaTiO­N.

liSTed belOW aRe SeVeN SmaRT TiPS fOR iNTeRNeT baNkiNg:

Change your password regularly:

FOR The fiRST Time yOU lOg iN TO yOUR iNTeRNeT baNkiNg accOUNT, yOU Will Need TO USe The PaSSWORd PROVided by The baNk. hOWeVeR, yOU Need TO chaNge ThiS PaSSWORd iN ORdeR TO keeP yOUR accOUNT Safe. iN addiTiON, keeP chaNgiNg yOUR PaSSWORd aT RegUlaR iNTeRValS. MORe imPORTaNTl­y, keeP The PaSSWORd cONfideNTi­al aT all TimeS.

aVOid lOggiNg iN TO yOUR baNk accOUNT aT cOmmON cOmPUTeRS iN cybeR cafeS OR libRaRieS. TheSe aRe cROWded PlaceS, aNd TheRe aRe mORe chaNceS Of yOUR PaSSWORd beiNg TRaced OR SeeN by OTheRS. if yOU haVe TO lOg iN fROm SUch PlaceS, make SURe yOU cleaR The cache aNd bROWSiNg hiSTORy, aNd deleTe all The TemPORaRy fileS fROm The cOmPUTeR. alSO, NeVeR allOW The bROWSeR TO RemembeR yOUR iD aNd PaSSWORd.

Do not use public computers to log in:

YOUR baNk Will NeVeR aSk fOR yOUR cONfideNTi­al iNfORmaTiO­N Via PhONe OR e-mail. sO WheTheR yOU geT aN aPPaReNT PhONe call fROm The baNk OR aN email ReQUeSTiNg yOUR deTailS, dO NOT giVe OUT yOUR lOgiN iNfORmaTiO­N. USe yOUR lOgiN iD aNd PaSSWORd ONly ON The Official lOgiN Page Of The

Do not share your details with anyone:

baNk, Which ShOUld be a SecURe WebSiTe. lOOk fOR ‘hTTPS://’ iN The URl WheN lOggiNg iN; iT meaNS ThaT The WebSiTe iS SecURe.

Keep checking your savings account regularly:

Check yOUR accOUNT afTeR makiNg aNy TRaNSacTiO­N ONliNe. VeRify WheTheR The RighT amOUNT haS beeN dedUcTed fROm yOUR accOUNT. if yOU See aNy diScRePaNc­ieS iN The amOUNT, iNfORm The baNk immediaTel­y.

TO PROTecT yOUR cOmPUTeR fROm NeW ViRUSeS, eNSURe ThaT yOU alWayS USe liceNSed aNTi-ViRUS SOfTWaRe. piRaTed VeRSiONS Of aNTi-ViRUS SOfTWaRe may be aVailable fOR fRee, bUT They may fail TO PROTecT yOUR cOmPUTeR fROm NeW ViRUSeS PReValeNT iN The ONliNe WORld. iN addiTiON, yOU Will geT NOTificaTi­ONS fOR UPdaTeS iN The SOfTWaRe PeRiOdical­ly. Make SURe ThaT yOU keeP yOUR aNTi-ViRUS UPdaTed, SO ThaT yOUR cONfideNTi­al iNfORmaTiO­N iS alWayS PROTecTed.

Always use licensed anti-virus software: Disconnect the Internet connection when not in use:

MOST bROadbaNd USeRS dO NOT diScONNecT The iNTeRNeT cONNecTiON ON TheiR cOmPUTeR WheN They aRe NOT USiNg iT. MaliciOUS hackeRS caN acceSS yOUR cOmPUTeR Via aN iNTeRNeT cONNecTiON aNd STeal yOUR cONfideNTi­al baNkiNg iNfORmaTiO­N. TO keeP yOUR daTa PROTecTed, eNSURe ThaT yOU diScONNecT fROm The iNTeRNeT WheN yOU dO NOT ReQUiRe iT.

iT iS a SafeR TO TyPe yOUR baNk URl iN The addReSS baR Of The bROWSeR ThaN clickiNg ON liNkS giVeN iN aN e-mail. TheRe aRe iNSTaNceS Of fRaUdSTeRS SeNdiNg e-mailS WiTh fRaUdUleNT WebSiTeS liNkS ThaT aRe deSigNed TO lOOk exacTly like The baNk’S ORigiNal WebSiTe. oNce yOU eNTeR yOUR lOgiN deTailS ON SUch a WebSiTe, They may be USed TO acceSS yOUR accOUNT aNd STeal yOUR mONey. While lOggiNg ON, check fOR ‘hTTPS://’ iN The URl aNd eNSURe ThaT iT iS yOUR baNk’S aUTheNTic WebSiTe.

Type your Internet banking URL:

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