My daughter is shortly flying to the US to assist at a conference and intends to travel for pleasure for a few days after the conference ends.
The company she works for will cover her travel insurance for the flights to and from the UK and for the duration of the conference, but not for the pleasure element of the trip. UK insurers seem reluctant to offer cover for that part of the trip alone. At present she is considering whether to abandon it.
Could you suggest any specialist insurers that would cover her?
Jane H Answer:
Travel insurers often seem reluctant to offer policies to ‘non-standard’ cases such as your daughter’s.
But I am puzzled that you ask about specialist insurers, when a much simpler solution presents itself: she buys a separate travel insurance policy for the full duration of the trip. Assuming your daughter is staying for two weeks or less, a basic policy from Columbus Direct costs £31, and cheaper deals are available if you search a price comparison website.
While I agree it is mildly annoying to be double-insured for the portion of the trip while she is working, it looks like the best plan to me.
It may be that a pre-existing medical condition means an off-the-peg policy is not suitable for your daughter. In that case, a policy for the whole trip could still be the best solution. Staysure, for example, is a specialist in travel insurance for those with health issues.
If your daughter’s employer’s insurance is an off-the-peg policy not suitable for her situation, buying the right cover is all the more essential.
PLEASURE TRIP: getting suitable travel insurance can be complicated