Five ways to save money
With spring in the air, it’s the perfect time to dust off your budget and sweep out those bad spending habits! To inspire you, our finance editor, Kalpana Fitzpatrick, has picked her top five money books – good reads that will really make you think about how you manage your cash. 1 THE RULES OF WEALTH, RICHARD TEMPLAR (£10.99)
If you’re looking for some straighttalking advice, this is the perfect read – a great rule book for anyone looking to hold and build wealth.
A neatly packaged easy-read, the book shows 100 ways you can be wealthy. It’s all based on common sense, and at times you may even feel like you’re being told off – but it will prompt you into making sound decisions! TOP QUOTE: ‘ You may well have enough money, but it leaks away before you get to spend it… Before you can control your finances, you have to stop the leaks.’
2 YOU ARE A BADASS AT MAKING MONEY, JEN SINCERO (£9.99)
Oh, yes you are! According to this book, you are a wealth magnet and you can be rich. Jen Sincero provides the inspiration, with humour along the way. It will make you do and see things differently – a complete manifesto of how to get the rich life you want. TOP QUOTE: ‘One of the best ways to find out how you truly feel about money is to write a letter to it as if it were a person.’
3 THE LIFECHANGING MAGIC OF NUMBERS, BOBBY SEAGULL (£16.99)
You don’t need to be a maths genius to be good with money – not according to maths teacher and University Challenge star Bobby Seagull, who shows in his book how maths is for everyone and how to apply it to everyday life. TOP QUOTE: ‘ Whether you are rich or poor, you will need to consider money at some point in your life. As numbers are the language in which money is expressed, financial mathematics comes into play.’
4 OPEN UP: THE POWER OF TALKING ABOUT MONEY, ALEX HOLDER (£12.99)
Having a conversation with yourself, friends and family about money is an important first step when it comes to getting a grip on your finances.
Open Up is full of conversations about money and anecdotes that show why it’s important to talk about this touchy subject, plus why and how it affects our relationships. If you find it difficult to talk about money and want to break the taboo, then this book is definitely for you. TOP QUOTE: ‘Being taught how to invest, how to make the most of your money, even how to budget, is another form of inheritance.’
5 LAURA MONEY: WHATELEY A USER’S GUIDE, (£7.99)
If you find money, credit cards, mortgages etc confusing, this is a handy guide. It’s a good introduction to basic concepts and will help you to take control. TOP QUOTE: ‘Be frank with yourself. If it is in your account, you’re probably going to want to spend it.’