The 0% credit card choice

2007 BMW R1200S £5000

These are super-rare and hold their value. Not many come up for sale, and especially not in the must-have red/silver sweet wrapper paint. This one has heated grips, part history and is apparently immaculate. I’m not smitten with the Remus pipes, but at 25K at least the mileage is no cause for concern – owners seem to take good care of them and reliability seems typically solid. I rode one back in 2007 and although it’s tall, long and vibrates an awful lot, I’ve long had my eye on this odd-looking ‘luxury sportsbike’. Worth getting into debt for though? It’d have to be exactly right.