Ducati Monster 821

£9735 821cc V-twin 107.4bhp Final payment: £4458 APR: 3%

Ducati’s Monster 821 appeared in 2014 and was the first water-cooled middleweight Monster. The current 2018 update features a few styling tweaks but the 821cc motor remains the same. Which is a good thing given that it’s an easy going twin with a surprising turn of pace.