Yamaha Niken

» Price: £14,199 » Engine: 847cc triple » Power: 113bhp

» Final payment: £5911.88 APR: 6.9%

Stop tutting. Yes, it’s a three-wheeler and looks like a Transformer humping a luggage cart. But the Niken is amazing. It feels and rides like a bike, only with super-smooth steering, staggering grip and unrivalled confidence. Go on, be brave.