Ducati Panigale V4 S

» Price: £25,143 » Engine: 1103cc V4» Power: 211bhp

» Final payment: £13,782 APR: 7.5%

Ducati’s superbike is astonishing. At Jerez earlier this year their race heroes used it for training, and were just 2.2s off the Motogp bike’s lap time (on slicks). Strewth. As well as their most advanced electronics ever, this year’s V4 also has self-bleeding brake and clutch. Now that’s clever.