How can we split the deeds if we have one planning permission for two houses?

My brother and I have planning permission to build two houses in Surrey via one application. We are deciding how to finance the project and have two options.

We could put in two separate applications for self build mortgages. This requires splitting the deeds so one is under my name and one under my brother’s. As the permission was granted under a single application, do we need to go back and reapply separately or would this be covered in a normal splitting of deeds?

Alternatively, we could sell part of the land to another party and use the proceeds to fund our own build on the remainder. Again, how would we go about splitting the plot and planning permission into separate entities? On the question of splitting deeds, ownership and planning are two different things. The planning consent stays with the land and not the owner. So, if you split the ownership, it would have no bearing on the current permission.

Selling one half would simply be a matter of splitting the ownership and creating a new set of deeds for both sites. In this situation, the permission as it stands has the potential to get complicated. As such, it may be advantageous to seek new and separate planning consents.

For you and your brother, this would mean you would have to make new applications. However, as it would enable the two plots to be developed independently, it would probably a be worthwhile venture considering your overall goals.