Police offer top tips to avoid scammers stealing your cash
DYFEDPOWYS Police is urging business owners to be on their guard and stay safe online.
The force’s fraud prevention team has pulled together some top tips to help people avoid getting caught out by phishing as a new government grant scam is doing the rounds.
‘Phishing’ are email scams that can see people hand over bank and card details. The scam email presents itself as a trusted brand, such as GOV.UK, or various government agencies such as DVLA, and will often say the intended victim is due money in a rebate or grant.
One currently being used to try and catch people out claims to be from the HMRC Government Gateway and is offering grants of up to £7,500, for businesses during the latest coronavirus lockdown.
DC Gareth Jordan at Dyfed Powys Police said: “It is very easy to fall victim, the scammers have tried and tested methods to trick people into handing over their details.
“Please, just take the time to think it through. It may look genuine but if you look a little closer there are clues to show they are not.”
He said there were often small clues to show the email is a scam. These include: Grammar. As is often the case, the grammar in the government grant scam is not correct, saying the “money are set to land in your bank accounts within six working days”.
Hyperlink. Another clue that something isn’t right, is to look closer at the link they want you to click. If you hover over it the web address is something obscure and not GOV.UK. But if you click on the link it takes you to a website that appears to be GOV. UK.
No sign-in. Remember, the Government Gateway website will require you to log into your account in order to process any transaction. The scam site simply asks you to input details. You can also test the authenticity of the site by inputting false details - such as a date of birth. For example, 31/02/1972. Any reputable site would not allow this as there aren’t 31 days in February.
■ Card details. Ask yourself why they need them? When processing the claim in the scam site, it then asks for what the government simply wouldn’t ask for - full card details, including name, the long card number, expiry date and the three-digit CVV code from the signature panel on the back. They also ask for your mother’s maiden name, your bank account number and sort code.
DC Jordan said that if you were to fill out these details - you would be giving the criminals all the information they need to start taking over your online life.
Here are Dyfed-powys Police’s top tips:
■ Check the URL (website address): It may claim to be a trusted source but the weblink will tell you differently.
Never click on the hyperlink. If the email claims to be from GOV. UK, type that into the address bar and you know you’re on the right page.
■ Stop: Take a moment to think before parting with your money or information.
■ Challenge: Could it be fake? It’s okay to reject, refuse or ignore any requests. Only criminals will try to rush you.
■ Protect: Contact your bank immediately if you think you’ve fallen victim to a scam.