Our consumer lifestyle team are here to make your money go further
1. Plan it
Sit down and work out how much you can afford to spend on Christmas this year, including everything from presents and food to socialising. Once you have your budget for gifts, draw up a list of who you want/need to buy for, and how much you can afford to spend on each person.
2. Find the best deals out there
Before you spend, always check price-comparison sites to make sure you’re getting the cheapest deal. Also, sign up to retailers’ e-mails, so you know about any offers. If you’re not seeing family or friends you’re buying gifts for until after Christmas, you could wait and pick up cut-price bargains in the January sales.
3. Don’t panic!
Planning Christmas in advance means you’ll be much less likely to panic buy, which can often lead to shelling out more than you had planned. Plus, if you’re buying items online, it means you won’t need to pay for expensive extras, such as express delivery to make sure your presents arrive on time.