New restora­tion pro­tec­tion

Mid­dle-ground in­sur­ance pol­icy for off-the-road clas­sics

Classic Cars (UK) - - Chasing Cars -

Spe­cial­ist in­surer Foot­man James has in­tro­duced a new Restora­tion, Stor­age and Tran­sit pol­icy that fills the gap be­tween reg­u­lar clas­sic in­sur­ance poli­cies and those that are for sim­ple off-road, or ‘laid-up’ cover. As well as pro­vid­ing cover while the car is in your garage, the new pol­icy ex­tends cover to those times when it is tem­po­rar­ily out of the garage, dur­ing tran­sit to and from restora­tion com­pa­nies, ex­hi­bi­tions, com­pe­ti­tions, race-prepa­ra­tion fa­cil­i­ties and other sim­i­lar places within the UK.

The cover is on an agreed-value ba­sis and in recog­ni­tion of the restora­tion process, you can in­crease the value of the ve­hi­cle twice in any pol­icy year with no ad­min charges.

David Bond, man­ag­ing di­rec­tor of Foot­man James, told us, ‘Feed­back from cus­tomers led to the creation of the new pol­icy. Restor­ing a clas­sic ve­hi­cle can be an ex­pen­sive labour of love, and it’s not unusual to see a clas­sic in­crease in value many times dur­ing the work.

‘With our new pol­icy, cus­tomers can be con­fi­dent that they can get cover for the true value of their ve­hi­cle if the worst should hap­pen mid-project.’

You can also add cover for parts and pan­els that are not at­tached to the car. For more de­tails see foot­man­james.co.uk.

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