Cycling Weekly

ADDITIONAL OPTIONS

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Steven is considerin­g racing for the first time after building up his fitness base during lockdown. Prior to pinning on a number though, he’s planning on acquiring some new race wheels and insurance is next on his ‘must-buy’ list.

He said: “I’ll get race-level insurance for two reasons. I will have new wheels that aren’t cheap, but also because the risk of crashing at fourth-cat level is high.

“I want to know that if there’s a clip of wheels in front of me and the worst happens, that it’s not going to cost me thousands of pounds to replace my equipment. It’s just peace of mind.”

Out on the open road and Britain’s infamous potholed highways are a cause of concern for all of us. Most are avoidable, but sometimes, be it standing water covering them or a lack of space to change your line, they’re not. This can often result in damaged wheels or worse, a fall.

With the Covid-19 pandemic preoccupyi­ng the services of the NHS, receiving private healthcare in smaller centres is more appealing for some — and fixing a broken bone or dental treatment can be costly.

So having personal injury cover brings yet more reassuranc­e. It means you can get first-class treatment and be back on your bike in no time.

Then there are those times when we make a mistake. While experience­d cyclists pride themselves on having chosen the safest mode of transport, a small error or brief loss of concentrat­ion can leave us with heavy costs to bear.

While errors on our behalf are more often than not likely to be minor, thirdparty (public liability) cover means you are protected from the risk of an expensive bill landing on your doorstep.

Pedalsure’s cover starts from just £6 a month — and that is significan­tly cheaper than paying for damage to someone else’s property, should the worst happen.

Pedalsure will deal with any claim within 24 hours and provide you with immediate cover where needed, meaning you can be back riding with confidence in no time at all.

“You can get firstclass treatment and soon be back on your bike”

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