SUBSCRIBE AND SAVE!

Towards the end of January is when we all like to settle down and get our finances in order. Here are our top tips… Step one: subscribe to Cyclist (see p58). This will save up to £57 a year compared to buying the magazine in the shops. Step two: Celebrate by splashing £13,000 on a new Sarto Seta Plus Tri-composite road bike (see p13).

Step three: Forget organising finances and go ride.