Winter Cruise booked? Make sure your travel insurance covers for all scenarios

e can find you the best cover, even if you have pre-exiting medical conditions

Whether you are going on a three day or a two-week cruise, you may find it confusing to know what type of travel insurance you need. Ensuring you have the right cover is essential if you have a pre-existing medical condition as you could be in for a hefty bill should you require medical assistance onboard.

Not all insurance companies will cover you if you book a cruise and have a preexisting medical condition, so check the policy wording before you purchase your travel insurance and state that you are travelling on a cruise when obtaining a quote. If you do fall ill on-board, you will have access to emergency treatment and you will be covered should you need to be repatriated from the ship, or be taken to a hospital from port.

The Association of British Insurers reported that the cost of treating a holidaymaker who suffered a heart attack on a Caribbean cruise and needed an air ambulance back to the UK came to £92,000. It’s certainly a scenario you wouldn’t want to find yourself in without sufficient cover.

PayingTooMuch.com have helped many readers save money and find the right policy. Their website is easy to use or you can ring one of their friendly team to get an instant quote.