Hangover

The typical hangover debt stands at £287, leaving many turning to credit cards, loans or overdrafts to cover the cost, a OnePoll survey found.

“The true cost of Christmas can creep up on us unexpectedly, and if we’re not prepared, it can cause worry and anxiety,” said a spokesman for online lender MyJar.

“People sometimes spend nearly double what they budget, so it’s no wonder people feel the financial strain and may resort to borrowing to help