Daily Express

Stay­ca­tion fans home in on in­sur­ance to get away

- Insurance · Society · GoCompare

BRI­TAIN is go­ing mo­bile in the lock­down, with in­sur­ers re­port­ing a surge in quotes for mo­torhomes and camper vans as peo­ple gear up to take stay­ca­tions.

Com­par­i­son site GoCom­pare re­ceived dou­ble the num­ber of in­sur­ance re­quests in Au­gust, as frus­trated hol­i­day­mak­ers scram­bled to get away safely and in­de­pen­dently.

Founder Lee Grif­fin said a mo­torhome or camper van al­lows peo­ple to com­ply with self- dis­tanc­ing rules by trav­el­ling in their per­sonal ‘ hol­i­day bub­ble’.

Get­ting the right in­sur­ance is vi­tal he said, as these ve­hi­cles are made to high spec­i­fi­ca­tions and are ex­pen­sive to buy and re­pair:

“Con­sider in­sur­ance for ac­ces­sories such as awnings, cy­cle racks and per­sonal pos­ses­sions.”

In­sur­ance will be cheaper if you can leave your mo­torhome on your garage, drive­way or se­cure stor­age fa­cil­ity: “On- road park­ing makes in­sur­ance more ex­pen­sive.”

Only buy the cover you need. He said: “Con­sider your an­nual mileage and whether you in­tend to drive over­seas. Se­cu­rity mea­sures such as an alarm can also cut pre­mi­ums.”

Grif­fin warned that high de­mand for such ve­hi­cles, which can cost up to £ 60,000 used, has at­tracted fraud­sters us­ing fake list­ings.

They of­ten cite Covid re­stric­tions to say the ve­hi­cle can­not be viewed in per­son, and of­fer to de­liver it af­ter you have placed money in a hold­ing ac­count: “If you do that, they im­me­di­ately bank the cash.”

Alarm bells should sound if a seller asks you to make a bank trans­fer for a ve­hi­cle you have not viewed.

“Only use se­cure pay­ment meth­ods rec­om­mended by rep­utable on­line sites,” Grif­fin added.

 ?? Pic­ture: GETTY ?? GO THE DIS­TANCE: Mo­torhomes and camper vans pro­vide a per­sonal hol­i­day bub­ble for fam­i­lies
Pic­ture: GETTY GO THE DIS­TANCE: Mo­torhomes and camper vans pro­vide a per­sonal hol­i­day bub­ble for fam­i­lies

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