Staycation fans home in on insurance to get away
BRITAIN is going mobile in the lockdown, with insurers reporting a surge in quotes for motorhomes and camper vans as people gear up to take staycations.
Comparison site GoCompare received double the number of insurance requests in August, as frustrated holidaymakers scrambled to get away safely and independently.
Founder Lee Griffin said a motorhome or camper van allows people to comply with self- distancing rules by travelling in their personal ‘ holiday bubble’.
Getting the right insurance is vital he said, as these vehicles are made to high specifications and are expensive to buy and repair:
“Consider insurance for accessories such as awnings, cycle racks and personal possessions.”
Insurance will be cheaper if you can leave your motorhome on your garage, driveway or secure storage facility: “On- road parking makes insurance more expensive.”
Only buy the cover you need. He said: “Consider your annual mileage and whether you intend to drive overseas. Security measures such as an alarm can also cut premiums.”
Griffin warned that high demand for such vehicles, which can cost up to £ 60,000 used, has attracted fraudsters using fake listings.
They often cite Covid restrictions to say the vehicle cannot be viewed in person, and offer to deliver it after you have placed money in a holding account: “If you do that, they immediately bank the cash.”
Alarm bells should sound if a seller asks you to make a bank transfer for a vehicle you have not viewed.
“Only use secure payment methods recommended by reputable online sites,” Griffin added.