Borrow well, live well
From moving house to extending a property or refinancing to help fund university fees, there are many life events that might prompt a change of mortgage. RBS believes that – armed with the right information – you could borrow better and live better
WHEN WE first embark on the journey of home ownership, most of us are blissfully unaware of the ever-evolving eventful life ahead of us. Securing your first mortgage is a major life step, and the idea that you might need to change to a different product further down the line seems too preposterous to consider.
But just as that first mortgage is a watershed, it’s inevitable that further stages in life bring their own pivotal points in terms of personal finances. Whether it’s upgrading from a starter property to a larger family abode, or undertaking renovations and extensions to turn a rundown house into the home of your dreams, the changing chapters in life provide the impetus to re- evaluate mortgage borrowing options to ensure you are meeting your short- and longer-term needs and goals. You may be looking to utilise buy-to-let products to help children or grandchildren through university, or considering ways to help them get on the property ladder.
RBS believes that, by being proactive about intermittently re-evaluating your borrowing, you’re more likely to ensure you have the best product for your needs.
‘There are many reasons why it makes sense to look at the various is that they leave the branch better positioned to make informed choices about their borrowing options.’
So, if you’d like to re-appraise your mortgage needs and consider ways to borrow better, talk to RBS’s customer advisers about booking an appointment with an RBS mortgage adviser for a friendly face-toface no-obligation chat. Once you are confident you are borrowing well, you can get on with living well. borrowing options available,’ explains Richard Rowntree, head of specialist banking of RBS England & Wales. ‘We know there isn’t a one-size-fitsall approach to banking and borrowing, so our mortgage advisers really take the time to listen to customers when they explain their circumstances and their concerns. Our aim
‘The mortgage market has changed
to offer flexible loans in response to
ever-evolving consumer needs’