Re-write your financial plans... Talk to Skipton

You’ve worked hard all your life building up your wealth, but how could you make it go further? Research shows more and more people are using a financial adviser to review and make long-term plans – and that’s why Mail Finance has teamed up with Skipton Building Society to offer readers like you a no-obligation service you can depend on.

All you need are a few hours to spare so you can benefit from an expert assessing your financial plans. This allows them to present advice that’s tailored to your circumstances and is relevant to your future. And because there’s no pressure to take up a recommendation, you’ve got nothing to lose from finding out if you could be making more of your savings, investments and pensions. It’s all about you, and that’s entirely what your local Skipton financial adviser will focus on. During an initial review, they’ll ask pertinent questions to help you consider what you want your future lifestyle to look like, and provide clear explanations of how investing your money might help you get to where you want to be. This will help them to research and – at a later appointment – provide advice that’s personalised to you. You can trust Skipton because of their longterm track record of supporting people like you. They’ve offered financial advice for more than 30 years, helping thousands of hardworking people consider and strengthen their plans. And with a history going all the way back to 1853, Skipton Building Society is a proud British institution, helping generations of people towards achieving their financial goals and protecting their futures through straightforward values of keeping it clear and simple. After all, many of us find the idea of financial advice confusing. Investing your money can seem complex, or you might assume you already need to have a certain level of wealth. Yet with the Financial Conduct Authority concluding some 18 million of us could benefit from financial advice^, Skipton are on a mission to challenge the elitist perception of financial advice. The question is: could you benefit from the help of an expert? What about the cost? Well, Skipton won’t charge you an upfront fee to have a financial review. You’ll only pay charges if you decide to act on their advice, so it won’t cost you to hear what they have to say about your financial future. Charges will be fully outlined to you before you make a decision. A financial review is a fantastic opportunity to get to the heart of what you want to achieve in the future, and how you can develop suitable plans.

During a review your adviser will support you by:

• Assessing your current plans, and how they

measure up towards achieving your goals. • Helping you to understand your true feelings towards risk and reward by taking you through a short assessment and fully explaining what it means. • Explaining how investing works – and why a balanced approach of investing into different assets can help you to achieve smoother returns during changing market conditions. • Reviewing if you’re paying more tax than you need to be, which can reduce the amount of returns you actually receive, and can ultimately limit your family’s wealth. • Forecasting your future spending and income needs, whatever it is you want to achieve – from taking more holidays to supporting your family. • Ensuring you feel empowered to make informed decisions that can really improve your financial future. The aim of investing is to grow your money to give you a better chance of accomplishing your goals. As investments are not like Building Society savings accounts, it does mean placing your capital at risk. This is because its value may fall as well as rise, and you may get back less than you invest. Your Skipton financial adviser will help you to consider an approach that matches your feelings towards risk and reward, so you feel comfortable considering their recommendations. As the Mail has covered extensively over the past decade, interest rates on savings accounts aren’t as strong as they used to be, and are unlikely to improve significantly for some time. That’s why we trust Skipton to help you consider alternative options that could support you in realising your long-term goals.

But don’t just take our word for it – Diane, from West Yorkshire, came to Skipton for advice on retiring. She and her husband Ian want to secure their children’s future and be able to travel – Australia and New Zealand are on their bucket list. “I would definitely recommend Skipton. My adviser has been professional and fantastic to deal with,” she explained. “It gives us the confidence in these uncertain financial times to feel that our financial future is secure.” Thousands of Skipton customers will have similar stories. After all, 94% of financial advice customers surveyed would recommend them for financial advice*. This is one of many reasons why the Mail carefully selected Skipton to help boost our readers’ financial futures. It’s really easy to get started. Simply call Skipton’s telephone-based team for a free initial consultation about whether this service is right for you. They can arrange an appointment with your local Skipton financial adviser, either at your nearest branch or from the comfort of your own home. And if that doesn’t suit you, Skipton offers an online video service that includes evening appointments. Getting personalised financial advice is as simple as turning on your computer or tablet, and following some easy steps.

You’re just a phone call away from finding out if you could make stronger financial plans towards a more prosperous financial future. Benefit from:

• Appointments to suit your lifestyle • No obligation • Clear explanations • Tailored recommendations • Advice you can understand, value and trust • Take the next step today