Easy access rates on the up

RATES on easy-access accounts continue to edge up. The top rate is 1.5 pc from online accounts Marcus by Goldman Sachs and Virgin Money Double Take E-Saver.

The Marcus comes with a 0.15 percentage point bonus payable for 12 months, while the Virgin one lets you make only two withdrawals each year.

Sainsbury’s Bank has raised the rate on its Defined Access account to 1.47 pc but restricts to three withdrawals a year.

Top rates with no withdrawal restrictions or bonus come from Paragon Bank Limited Edition Easy Access at 1.45 pc, Shawbrook Bank Easy Access at 1.43 pc, RCI Freedom Account at 1.42 pc, with Beehive Savings at 1.4 pc.