Releasing tax-free cash: ‘It’s so easy and un complicated’

WHAT is it that customers love about equity release? With a lifetime mortgage, you can release a lump sum of money from your home, while remaining the owner of your property. A lifetime mortgage, the most popular type of equity release, is a loan secured against your home. This means that if money is tight in retirement, there’s no need to downsize to raise the cash you need. There’s no need to move away from family or friends as you seek out a cheaper property elsewhere. Instead, you release some of the value val that’s tied up in the home you’re yo in. You can spend this tax-free tax cash on anything you choose ch – and can, hopefully, look lo forward to a much more comfortable co retirement. Taking out an equity release plan is always going to be a big decision. You should always a think carefully before b securing a loan against a your home.

That’s why advice from a firm like Key is so important. It’s why Key’s expert equity release advisers will come to your home for no-obligation discussions about your circumstances and your needs for the future. Unless you decide to go ahead, Key’s service is free of charge, as the usual advice fee of 1.99 per cent of the amount released is only payable on completion of a plan, subject to a minimum advice fee of £1,499.

So if your finances are under pressure after the age of 55, and you want a more comfortable retirement, don’t forget about equity release. Thousands of homeowners take advantage of it every year. Call Key to see if it could work for you as well. How can I be sure equity release is right for me?

If you turn to Key for help and advice on equity release, you get the reassurance of dealing with one of the UK’s largest independent equity release brokers. You also get the benefit of experience. Key have been offering advice about equity release for 20 years. In that time they have won more than 60 industry and consumer awards, and have helped more than a million people decide if equity release was right for them. And if it isn’t right for you, then they will tell you.

Will it be complicated to raise a tax-free lump sum from your home through equity release? Well, not according to customers of equity release specialist Key. The company is rated as ‘excellent’ in 94 per cent of more than 14,000 customer reviews on the Trustpilot website.

‘Well done Key and to my adviser for making it all so easy and uncomplicated,’ says Victoria P.

Others agree. ‘From my first call to Key, they have been helpful, efficient, pleasant and very professional. My adviser really listened to my questions, and offered a plan that met my needs perfectly,’ says Maggy R.

‘Our Key adviser explained everything in terms we understood with absolutely no pressure. In short, Key were absolutely exceptional, and I would not hesitate to recommend them very highly,’ says Phil S.