Daily Mail : 2020-09-02

Money Mail : 50 : 48

Money Mail

MoneyMail 4Pa8ge Wednesday, September 2, 2020 48 Daily Mail, MONEYBEST BUYS ... OUR PICK OF THE TOP DEALS MORTGAGES ENERGY GREEN GREEN LENDER RATE DETAILS DEPOSIT FEE CONTACT Palm Tree Variable Woods Fixed for 12 months n n TWO-YEAR FIXES HSBC NatWest First Direct 1.14 pc 1.54 pc 2.29 pc to 31/12/22 to 31/12/22 for two years 40 pc 20 pc 10 pc £999 £995 £490 0800 494 999 0800 400 999 0800 482 448 n n ANNUAL BILL ANNUAL BILL £794 £817 0345 222 2525 0345 222 2525 FIVE-YEAR FIXES BRITISH GAS GREEN HSBC NatWest Vernon 1.34 pc 1.59 pc 2.25 pc to 31/12/25 to 31/12/25 to 31/10/25 40 pc 25 pc 15 pc £999 £995 £999 0800 494 999 0800 400 999 0161 429 6262 Energy and Home Protection Aug 2021v2 Fixed until 31/8/2021 Morse Fixed for 36 months n n n n BASE-RATE TRACKERS ANNUAL BILL ANNUAL BILL HSBC HSBC First Direct Base +1.14 pc Base +1.59 pc Base +2.89 pc for two years for two years for term 40 pc 20 pc 10 pc £999 £999 £490 0800 494 999 0800 494 999 0800 482 448 £1,047 £877 0345 222 2525 0333 202 9802 Based on national average usage CURRENT ACCOUNTS BUY-TO-LET Post Office Post Office Leeds 1.34 pc 1.68 pc 1.89 pc to 30/11/22 to 30/11/22 to 30/11/25 40 pc 25 pc 40 pc £1,995 0800 077 8033 £1,995 0800 077 8033 £999 0345 045 4049 MOSTLY IN THE BLACK VIRGIN MONEY CURRENT ACCOUNT 2.02pc on up to £1,000 No minimum pay-in required. Interest is paid monthly. n This week you should ... BOOK your MOT well in advance. Around 4.3 million MOTs are due to expire over the next three months and the Government’s extension during lockdown means there is already a large backlog at garages, so you may struggle to get an appointmen­t at short notice. Driving without an MOT could result in a £1,000 fine. 0800 121 7365 NATIONWIDE FLEXDIRECT 2 pc on balances up to £1,500 for first 12 months Interest drops to 0.25 pc after a year. You must pay in a minimum of £1,000 per month n CREDIT CARDS 0800 30 20 10 TSB CLASSIC PLUS CASHBACK & PERKS Amex: 0800 032 7642. M&S Bank: 0345 900 0900 1.5pc on balances up to £1,500 PROVIDER CARD APR PERKS You must pay in £500 each month n 5 pc cashback up to £100 in first three months, then 0.5 pc on £5,000/year and 1 pc above £5,000/year £5 M&S coupon, and £20 points if used in 90 days American Express M&S Bank Platinum Cashback M&S Bank Reward Plus 22.2 pc 19.9 pc 0345 835 3844 5pc cashback up to £100 in first 3 months, up to 1pc thereafter MOSTLY IN THE RED M&S BANK SPENDING TSB: 0345 835 3846. M&S Bank: 0345 900 0900 0 pc overdraft to £250, plus access to a linked 2.75 pc saver PROVIDER CARD INITIAL RATE APR n No minimum pay-in. You also get points for spending in M&S TSB Platinum M&S Bank 20-month Credit Card 20-month Shopping Plus Credit Card 0 pc for 20 months 0 pc for 20 months 19.9 pc 19.9 pc 0800 756 7777 NATIONWIDE FLEXDIRECT BALANCE TRANSFERS TSB: 0345 835 3846. M&S: 0800 997 996 0 pc overdraft for 12 months n You must pay in £1,000 per month if you want interest PROVIDER CARD BALANCE TRANSFER RATE FEE TSB Platinum M&S Bank 28-month Balance Transfer Card 28-month Balance Transfer Card 0 pc for 28 months 0 pc for 28 months 2.95 pc 2.85 pc 0800 30 20 10 Sources: L&C Mortgages, GoCompare, Energyhelp­line, ONS inflation CPI INFLATION RPI INFLATION HOUSE PRICES BASE RATE +1 pc +1.6 pc +2.6 pc 0.1 pc PRINTED AND DISTRIBUTE­D BY PRESSREADE­R PressReade­r.com +1 604 278 4604 . ORIGINAL COPY . ORIGINAL COPY . ORIGINAL COPY . ORIGINAL COPY . ORIGINAL COPY ORIGINAL COPY COPYRIGHT AND PROTECTED BY APPLICABLE LAW