PICK THE RIGHT INSURANCE

THE pandemic turned travel insurance into a minefield. But now 14 firms offer cover for Covid-19 claims, including Saga, Cedar Tree, Coverwise, CoverForYou, ABTA, British Airways, Holidaysafe and insurefor.com.

All will cover you if you catch coronavirus while on holiday, including medical treatment and repatriation, but only Nationwide Flexplus will cover cancellation costs if the FCO changes its advice on non-essential travel to your destination after you take out a policy.