Life insurance

Get guaranteed over-50s life insurance

Our Guaranteed 50-Plus life insurance comparison service is a simple, affordable way to protect against the unforeseen and provide you and your family with a useful cash lump sum. Over-50s plans are used to pay outstanding debts, funeral expenses, or a lump sum to your children or grandchildren on death.

Unlike some whole-of-life assurance policies, no medical disclosures are required, so you can be covered even with pre-existing medical conditions without affecting the premium.

Guaranteed to be accepted No medical questions and no need to contact your GP Terminal illness benefit – get a full payout if you are diagnosed with a terminal illness* Non-smokers get more life cover If you’re a UK resident aged between 50 and 80, we’ll be delighted to offer you life cover, with no health questions and no medical.

The process was very quick and straightforward. I was always unsure which type of policy to take out, but Steve at PayingTooMuch.com guided me through the process and found the right policy for my circumstances. It was much more affordable than I ever thought it would be and I am so me.” pleased that my family are protected should something happen to Chris (Daily Mail reader) Comparison of cover levels for £20 per month