MOSTLY IN THE BLACK

VIRGIN MONEY M PLUS

2.02 pc interest on up to £1,000; no min pay-in

New customers who switch can get 20,000 Virgin Red points to spend on a variety of experiences or gifts. 0800 121 7365

NATIONWIDE FLEXDIRECT

2 pc fixed interest on £1,500 for a year. Min monthly pay in: £1,000+/mth

Interest: 2 pc in year one, then 0.25 pc variable. Customers who switch can get up to £125. 0800 302 011

CHASE CURRENT ACCOUNT

1 pc cashback on purchases for the first 12 months. 5 pc paid via its ‘round-up’ feature.

App only. Get 1.5 pc interest on up to £250,000 with linked savings account. No fees on overseas spend or withdrawals. Overdrafts are not available. 0800 376 3333