Equity release

Everything you need to know

NO MONTHLY REPAYMENTS REQUIRED

The money that you release is tax free and you have the option of not making monthly repayments.

YOU STILL OWN YOUR OWN HOME

With the most popular form of equity release, a lifetime mortgage, you continue to own 100% of your home.

NO NEGATIVE EQUITY − GUARANTEED

Equity release plans come with a nonegative-equity guarantee. This means that you can never pass on the debt to your estate, providing the property is sold for a reasonable amount.