Daily Mirror

Q&A

- BY TRICIA PHILLIPS, PERSONAL FINANCE EDITOR

What is universal credit?

Merges Child Tax Credit, Housing Benefit, Income Support, Incomebase­d Jobseeker’s Allowance, Incomerela­ted Employment and Support Allowance and Working Tax Credit and is being rolled out gradually. The issue for cancer patients?

People with life-threatenin­g illnesses are being forced to wait five weeks for vital cash they need immediatel­y. Also, they have to do a complicate­d online applicatio­n, which many struggle with. And for disabled people?

The Work Allowance aims to boost job incentives. But claimants need a Work Capability Assessment, which awards benefits to those unable to work.

So workers could be around £300 a month worse off. Even those who do get the allowance could be down £200.

Also, the Severe Disability Premium has been removed, which can leave people who do not have a carer and are unable to work £180 worse off.

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