Debtbusters pull kids out of poverty
Pilot hailed for helping families pay debts
A PILOT scheme to wipe out the debts of vulnerable families has been hailed a success.
Children’s charity Aberlour set up a “financial wellbeing” project in Tayside and worked closely with families grappling with poverty, homelessness and mental health issues.
A hardship fund provided debt relief by paying off arrears in council tax, school meals and rent.
The fund spent £69,193 supporting 25 families, including 56 children.
Average debt relief came to £2768 per family and an evaluation for Aberlour has given the project the thumbs up as Debt Awareness Week gets underway. The report stated: “The debt relief and
other support also had an effect on the family and their children. The reduced stress levels of their parents rubbed off on their children.
“Aberlour family services staff noticed clients spent more time with their family and had more social contacts.
“A major impact of the support provided by the Tayside Poverty project was a boost in confidence as reported by all supported families. Confidence was gained from knowing their debt was cleared.
“Most also felt that they were more confident to speak up for themselves if required.”
One family member who received support said: “It has given us hope – now there is light at the end of the tunnel. I genuinely believe that now.”
Aberlour’s CEO, SallyAnn Kelly, said: “We cannot have a system that prioritises debt repayment over ensuring families can feed and clothe their children.
“The state must serve as a safety net, not a financial trap.
“We need to see comprehensive reform of debt collection practices by public bodies and governments must take proactive measures to address the escalating debt crisis.”