cancelled, you are entitled to a replacement flight or a refund. If your checked-in luggage is delayed, lost or damaged you may be able to claim on your travel insurance. You can claim compensation straight from the airline but they usually offer less financial compensation. Travel insurance CHEAP travel insurance can keep your initial costs down but often has high excess charges if you need to claim. Compare the full range of costs.
Make sure your travel insurance covers everything you want to do on holiday. Some policies exclude activities such as water sports or trekking. Some policies won’t pay out in certain circumstances - like having an accident while under the influence of alcohol. Read the small print before you buy.
Be aware of the risks of high medical costs in some countries, including the costs of travelling back home if injured or unwell. This is something that you should think about having the right insurance for.
When travelling throughout the European Union you should make sure you have a valid European Health Insurance Card. This is available for free from the government website www. gov.uk/european-healthinsurance-card, or by phoning 0300 330 1350 (beware of imposter pay for services!) . If your travel company or airline goes bust IF your holiday company or airline goes bust but is a member of the Air Travel Organisers’ Licensing (ATOL) then you should be able to get a refund if you haven’t travelled, or be able to finish your holiday without extra costs if you are already there.
There are limited options if it isn’t covered by ATOL but you could try getting money back from your credit or debit company if you paid by card and you’re not offered an alternative option. Or you could see if you’re covered by your insurance. Passports and visas IF you need to apply for an emergency UK passport you can apply to use the emergency one day service, but you will need to get an appointment at the Passport office in Liverpool, phone 0300 222 0000. Some countries require several months’ validity for a passport. Check whether you need a visa for travel by visiting www.gov.uk/foreigntravel-advice.
If your passport is lost or stolen while abroad, report the loss to the local police and go to the nearest consular office. Usually, after checking with Her Majesty’s Passport Office, the consular office will issue a new passport, which in some cases may have its validity restricted to one year or less. The replacement passport will be valid for all the same countries as the original passport. A fee will be charged for issuing the replacement passport.
If your passport is lost or stolen abroad and you need to leave the country quickly, the consular office can issue a single journey emergency passport to allow you to return to the UK. This will be taken from you when you arrive in the UK. If the client is planning to return to the UK through several other countries, the consular office may instead issue a passport valid for a short limited time WE are increasingly living our lives online, I can remember a time before social media and email.
Now we would struggle to carry out day-to-day tasks such as paying bills or doing school work without access to the internet.
But for all the benefits being online brings, it also brings a world that was not designed with young people in mind, and with that comes challenges. But just as we teach children to be safe in the real world, like not talking to strangers, we must apply the same practice to their lives online. When 0161 330 1133