»Halloween without the scary prices
YOU CAN PLAN YOUR HALLOWEEN BASH ON A BUDGET WITH OUR FRIGHTENINGLY GOOD BARGAIN BUYS
WE’RE all going to die. It may sound like a street preacher’s placard, but it’s also a fact, and one that in our financial lives we need to accept and plan for. Too few people do that and this can create nightmares for those left behind.
A will is a legal document that lets you set out what you want to happen to your finances and assets when you die. Without one, your affairs can be in limbo for years.
This is especially important if you live with your partner but aren’t married or in a civil partnership as common law rights don’t exist. If you die, your partner may not get the house – even if you’ve been together a long time.
Equally, if you are married and have children from a previous marriage – your kids may miss out, as it’s the intestacy laws that dictate how your money is disbursed. They depend on where you are in the UK, use the tool at gov.uk/ inherits-someone-dies-without-will
Making a will can be costly, but right now, there are schemes that can help. October is Free Wills month.
Sugar Skull, £9.99 TK Maxx Hanging ghost, £3.50, Sainsbury’s Trick or treat cat basket, £5, Sainsbury’s Halloween crackers, £1, Poundland Skull balloons (12 pack), £1, B&M Ceramic ghost tealight holder, £1, Poundland Honeycomb pumpkin decoration, £1, Wilko Bat, £1, AsdaHappy Halloween bowls, (10) £1, George at Asda Character napkins (20), £1, Morrisons Reaper tombstone, £3, Tesco Hanging skeleton, £3, Flying Tiger Halloween pumpkin lantern, £1, Poundland Trick or Treat paper cups (24), £1, Poundland Monster paper plates (8), £1, Wilko