POUND NOTES

Gloucestershire Echo - - YOUR MONEY -

DRIVE FOR CHEAPER CAR IN­SUR­ANCE

DRIV­ERS could risk pay­ing more than they need to for car in­sur­ance due to ‘quirks’ in how in­sur­ers and com­par­i­son web­sites col­lect data, ac­cord­ing to Which?

The con­sumer group found that dif­fer­ences be­tween ques­tions asked by car in­sur­ance com­par­i­son web­sites and in­di­vid­ual in­sur­ers can sub­stan­tially in­flate pre­mi­ums as as­sump­tions may be made about a driver’s cir­cum­stances.

Mal­colm Tar­ling, As­so­ci­a­tion of Bri­tish In­sur­ers (ABI) spokesman, said: “If in any doubt, dou­ble check with the com­par­i­son site or in­surer con­cerned.”

BUY­ING UN­DER COVER OF THE NIGHT

NIGHT-TIME on­line shop­ping has in­creased by nearly a quar­ter in the past year, ac­cord­ing to John Lewis Fi­nance.

Data from the John Lewis Part­ner­ship Card – a re­wards credit card – showed a 23% in­crease in the amount spent be­tween midnight and 6am in 2018 com­pared with 2017.

Women are par­tic­u­larly in the habit of shop­ping from un­der the com­fort of their du­vet, ac­count­ing for 66% of night­time pur­chases. But men spend slightly more – at £37 typ­i­cally com­pared with £34 for women

WILL TO HELP IN­CREASES

THE num­ber of gifts be­ing left to char­i­ties in wills has jumped by 53% year-on-year, ac­cord­ing to business data from le­gal ser­vices provider Co-op.

The in­crease was found by com­par­ing char­i­ta­ble giv­ing via wills dur­ing the pe­riod July 2018-June 2019 with the 12 months be­fore­hand.

The most com­mon char­i­ties Co-op’s clients are choos­ing to leave gifts to are cancer char­i­ties, fol­lowed by an­i­mal char­i­ties and in­ter­na­tional char­i­ties.

FI­NAN­CIAL FACT:

FOR­GET ‘starter’ prop­er­ties – Zoopla says the most pop­u­lar type of home first-time buy­ers in­quire about on its por­tal are three-bed­room houses.

Bed­time buy­ing is more pop­u­lar

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