IN­SUR­ANCE

Good Housekeeping (UK) - - Financially Fabulous -

The av­er­age house­hold pays £485 a year on car in­sur­ance and £312 on home cover, ac­cord­ing to the As­so­ci­a­tion of Bri­tish In­sur­ers. Shop around and you can save an av­er­age of £250 – that’s £131 on car and £119 on home per year.

DO IT NOW!

◆ Plug your de­tails into com­par­i­son sites like go­com­pare.com and money­su­per­mar­ket.com. Loy­alty doesn’t pay with in­sur­ance – stick­ing with the same com­pany could leave you out of pocket.

◆ Don’t pay in monthly in­stal­ments – it could cost you around 30% more.

◆ You can also save ex­tra cash by buy­ing in­sur­ance through cash­back sites like top­cash­back.co.uk and quidco.com – typ­i­cally £40-£50.

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