3 SIMPLE STEPS TO IMPROVE YOUR CREDIT SCORE

Using a credit card regularly, and paying off the balance in full each month, will help you build up a good credit score over time. Keeping your current account in shape by avoiding missed or bounced payments will also help. Here are three more ways to boost your score in the short term… ✓ Get on the electoral register (+50 points)

✓ Ask for a soft search when making credit applications to check for eligibility (no hard searches for six months: +50 points)

✓ Use less than 30% of your credit card limit (+90 points)

Check your credit score for free at Experian, Transunion or Equifax