Shop smart: take control
Show money who’s the boss – with Klarna, you can choose when you pay for items and spread the cost. And waiting for refunds? That’s so last year…
WHEN THE WORLD currently feels so uncertain, it’s good to know there is one area of life you can take total control of – your finances.
Klarna is an alternative method of payment that empowers you to decide how and when you pay for things, giving you flexibility, convenience and control. Think of it as a ‘try before you buy’ service. That new-season bag you’ve been hankering after? Now you can have it delivered, see it in the flesh, try it with different outfits and check its quality before you decide whether to keep it and pay for it. No more waiting for lengthy refunds when you’ve paid by card and then sent something back.
If your purchase is a keeper, Klarna’s Pay later 30 option gives you up to 30 days after an item is shipped to pay for it, with no interest, fees or impact on your credit score. So, you can order that jumpsuit you fancied in multiple sizes to get the best fit, without a big sum of money flying out of your account.
Or maybe you’d prefer the option to Pay in 3 instalments? This gives you the flexibility to spread the cost of a purchase, with the first payment made at the point of sale, the second 30 days later, and the final on day 60. This is ideal if you want to invest in a statement piece for your wardrobe, as it allows you to budget for your buy. Check the Klarna Shop Directory to see where you can use Klarna today, including ASOS, Gymnshark, Oliver Bonas and more.
The Klarna app is there to help you easily manage your purchases and repayments, sending you notifications when a payment is due. There’s 24/7 customer service and a Snooze option for payments: if you don’t have the funds, you can delay a payment for an extra 10 days – a breathing space that’s absolutely free. All this, plus you’ll have access to Mindful Money, Klarna’s digital hub full of brilliant, impartial expert advice on how to stay in control of your finances. klarna.com