’Tis the season to be stress free

DREAMING OF A CHRISTMAS WITHOUT WORRYING HOW YOU’LL PAY FOR IT? PARK CHRISTMAS SAVINGS LETS YOU TURN THAT DREAM INTO REALITY

CHRISTMAS should be a magical time of year, but does the festive season more often than not find you stressing about money and getting everything done in time? If so, why not join those who have cracked the Christmas code?

By planning with Park Christmas Savings, you can spread the cost of your celebrations throughout the year. The scheme allows you to save towards gift cards and vouchers that can be used at all the places you love to shop. Putting away a small amount of cash with Park each month means December’s luxuries are all taken care of by the time Christmas rolls around – especially important as the cost of living continues to rise.

Setting up a Park Christmas Savings plan is easy – more than 350,000 people across the UK have one, making Park the UK’s largest savings club of its kind. Your money will be safe: it’s held in a trust, and Park is a member of the Christmas Prepayment Association. You can’t dip into it, either – so even if you are tempted, there’s no chance of using up part of your Christmas savings to spend a little more on a summer holiday.

To sign up, simply visit getpark.co.uk or download the app. Then decide how much you would like to put away regularly. It’s important to pick a manageable amount: Park savers will tell you that the plan is there to help you out, not to become another bill to worry about.

You can choose to add money to your Park account monthly, weekly, or whenever suits you. When you’ve reached your planned saving amount, Park will send out your chosen rewards – and in plenty of time for you to get Christmas sorted. With all year to think about what retailers they will shop with, Park customers often find they’ve already decided on the gifts they will buy for their families – meaning they save time as well as money.

You can save towards gift cards from the retailers you already love – from online favourites such as Asos and Amazon, to high street choices like JD Sports, Primark and The Entertainer toy shop. There’s also the option to give experiences as gifts, for example with Red Letter Days or a Dining Out gift card. You could even put money aside for a special Christmas food shop: Asda, Sainsbury’s, Tesco and M&S all have gift cards you can save for with Park.

Putting money away with Park means there’s no last-minute panic in December, and no financial hangover to deal with in January. So why not use this January to open a Park Christmas Savings account and plan for a stressless Christmas in 2023?