Plan ahead WITH LIFE INSURANCE FROM CO-OP
Now’s the time to get your life insurance sorted, so you can enjoy the big moments without worrying…
It’s so important to have life insurance, so we can protect our loved ones and have peace of mind should the worst happen. Although it’s not something we like to think about, Co-op makes it easy to arrange flexible and affordable cover that will mean you can relax and enjoy life, knowing you’re ready for whatever the future may bring.
WHY DO WE NEED LIFE INSURANCE?
Whether you’re planning a wedding, moving house, or starting a family, these big life events always come with a degree of financial worry. What if something happens to me? How can I make sure my family is protected? What can I do to make sure my finances are taken care of ? Well, Life Insurance from Co-op is a good place to start. It’s an easy and affordable way to ensure that you leave a cash sum behind for your loved ones. You can choose exactly how much cover you need and for how long, and you can do it all online or over the phone. The policy is underwritten by Legal & General, who have been protecting families for over 180 years.
WHAT DOES THE POLICY COVER?
After getting a quote, you can set up your life insurance plan in as little as 20 minutes. Co-op offers the flexibility to choose your own policy plan and, if in doubt, you can always put your policy into a trust. That way, your life insurance isn’t considered to be part of your estate when you die, and your loved ones won’t have any additional worries on their plates. While terminal illness cover is included as standard, you can also add critical illness cover for an extra cost should you need to. Critical illness cover provides you and your loved ones with a payout if you’re diagnosed with one of the specified critical illnesses covered during the length of your policy, and you survive for 14 days from diagnosis. Illnesses covered include certain types of cancer, heart attack, stroke or dementia. And terminal illness cover makes sure your loved ones are still protected if you die or are diagnosed within the length of your policy.
Life Insurance from Co-op also provides you with access to Legal & General’s exclusive well-being support, plus additional advantages such as Accidental Death Benefit. So, support is there when you need it.
HOW MUCH IS IT?
Life Insurance from Co-op is available from just £5 per month (which is only 20p per day). If you want to get a cheaper premium, it’s a good idea to buy your life insurance just before your birthday as it gets more expensive as you get older. And to celebrate your forward planning, all customers who purchase Life Insurance from Co-op can choose between a welcome gift of a cheque, Amazon egift Card or a Love 2 Shop egift Card, worth £100. That’s money that can be put towards a couple of birthdays or even a treat for yourself. And if, at some point, you struggle to make ends meet, you may be eligible for a three-month payment holiday.
‘A policy offers real
peace of mind’
It’s scary to think about the future or to imagine a time when we’re no longer around, but Life Insurance from Co-op helps make sure your family won’t be short-changed when that happens. You can arrange a policy and a payment plan that’s right for you, so that you can enjoy life’s big moments and have peace of mind moving forward.
Visit Coop.co.uk/ insurance/life-cover or call 0800 316 1293