An option for any riders injured by untraced drivers
Motor Insurers’ Bureau can also help if drivers are not insured
RIDERS have been urged to take advantage of the Motor Insurers’ Bureau (MIB) should they ever be injured in an accident.
Rider Claire Berry-Jones’ case with the MIB, which handles claims against uninsured and untraced drivers, was settled on 14 November for £12,775 in compensation for injuries she suffered in December 2013.
Claire was knocked over and trampled by her two-year-old cob, whom she was leading on a road in 2013, after he was spooked by a speeding car. She suffered concussion and injuries that prevent her from working as much as she did before, and had to undergo counselling to enable her to ride again.
The driver, whom Claire said saw the incident, did not stop, but Hanna Campbell of HorseSolicitor took on the case.
“I’m keen to get the message out; I don’t think many riders are aware of the MIB,” Ms Campbell told H&H. “I think if people don’t catch the numberplate, they think they can’t pursue a claim.”
Ms Campbell said if there is an identifiable driver, claims will be submitted to his or her insurers.
“But if the person responsible has fled the scene or isn’t insured, the MIB is there to compensate victims of incidents if they’ve sustained injuries,” she added.
“I want to raise awareness and increase access to justice for riders. I’m a rider and when I set up this firm, that was the ethic; it’s important to me.”
Ms Campbell said Claire’s case took time as medical experts needed to establish the long-term effects of her injuries, but many cases are settled more quickly.
Claire told H&H: “It’s taken a long time but [the compensation] will help with my horse. It’s definitely worth contacting
Hanna or the MIB if you’ve had an accident; people shouldn’t be able to get away with things like this.”
A spokesperson for the MIB said there are an estimated one million uninsured drivers in Britain, and uninsured and untraced motorists kill 120 and injure 29,000 people every year.
“Uninsured and ‘hit-and-run’ driving is a nationwide problem that seriously affects the lives of innocent people,” she told H&H. “Victims can seek compensation from MIB as our role is to give them the means to get their lives back on track. We receive thousands of claims every year; the annual cost of compensation is nearly £300m, which is funded by the motor insurance premiums of all law-abiding motorists.”
Riders can contact the bureau if they are injured in incidents involving untraced or uninsured drivers