iCreate

Use your Mac to plan your financial commitment­s

A mortage or a loan are big commitment­s. Your Mac can help you to manage them

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Taking on mortgage will likely be the biggest single financial commitment that you will ever make in your life, and simply walking into a bank, having a chat and signing up could cost you a fortune. You should use your Mac and the built-in apps to undertake a little research and potentiall­y give yourself a much better deal for decades ahead. This works for loans as well.

1 Work, work, work

Spend some time searching banks, dedicated mortgage services and advice sites to see what is available.

2 The numbers

The numbers are what counts here, so answer questions accurately. You will want to take note of each and every option.

3 Compare widely

Compare as many offerings as you can to understand who offers the best deals. Keep a record of all the results.

4 Keep a record

Use Notes or an alternativ­e app like Bear to record results. This will help you secure data and compare results easily.

5 Be careful

You may be offering a lot of personal data when searching deals, so do lots of anonymous calculatio­ns and research first.

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