Dream­ing of be­ing home alone?

We all en­joy play­ing happy fam­i­lies, know­ing every­one will soon re­turn to their own homes – but some­times they de­cide to move in

Loughborough Echo - - HOME ADVICE -

Over the fes­tive sea­son, mil­lions of us en­ter­tained grown-up off­spring – but how would we feel if those young adults – of­ten plus part­ner – de­cided to move in for the in­def­i­nite fu­ture and not go home?

That’s the puz­zle fac­ing well over a mil­lion house­holds whose empty space means adult chil­dren and part­ners re­main there months or even years later.

Wel­come to the world of land­lord par­ents (or land­lords-in-law for part­ners)

Fig­ures from Churchill In­sur­ance show one in eight of 20 to 30some­things to­gether with part­ners live with these fam­ily land­lords, equal to 2.5mil­lion peo­ple or 1.25mil­lion cou­ples.

Some par­ents love it – oth­ers do it through grit­ted teeth and pray for fi­nal de­par­ture day.

Equally, younger folk have a range of emo­tions with al­most all ex­pect­ing to leave – but only when they have saved enough to put a de­posit on a home. The sur­vey shows one in four cou­ples moved back to mum and dad to save rent, and save up enough to con­sider buy­ing their own place.

One in eight re­turned with a part­ner to “home com­forts” – the wash­ing ma­chine, cen­tral heat­ing, and the dish­washer – di­rectly af­ter univer­sity while a sim­i­lar num­ber re­turned to child­hood homes be­cause rent­ing else­where be­came too stress­ful.

A key ques­tion – and one of­ten lead­ing to in­ter-gen­er­a­tional rows – is rent. Only one in five pay any­thing – ac­cord­ing to the re­search, the av­er­age is just £115.60 a month, around one-eighth of the typ­i­cal com­mer­cial rent.

A se­cond pos­si­ble point of dis­pute is how other house­hold costs such as power bills, clean­ing ma­te­ri­als, food and main­te­nance are di­vided be­tween the two gen­er­a­tions. Most boomerang cou­ples work and have in­comes.

Ini­tially at least, most par­ents wel­come their chil­dren home with open arms. More than a quar­ter are pleased to spend more time with their off­spring and get to know their part­ner with a sim­i­lar num­ber pleased to give them the op­por­tu­nity to save for their own home.

With cou­ples of­ten spend­ing £1,000 a month or more on rent, liv­ing rent­free for two years with other sav­ing ac­crues more than £25,000 – enough to get onto the hous­ing lad­der in many parts.

How­ever, many got fed up with their re-nest­ing kids af­ter a while. One in three said the younger peo­ple failed with house­hold chores such as wash­ing up, clean­ing clothes (es­pe­cially bed­ding) and keep­ing the place tidy.

Par­ents with adult chil­dren liv­ing at home spend £456 a year ex­tra on chil­dren, ac­cord­ing to in­surer Scot­tish Wi­d­ows.

More than a fifth pay adult chil­dren’s phone bills, a quar­ter buy their clothes, and many never ex­pect loans re­turned.

It’s great if every­one gets on and has a great time, but ar­gu­ments fre­quently erupt and it’s not un­rea­son­able for Mum and Dad to ex­pect to have the home to them­selves when the kids are grown up

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