ARE YOU AS FINANCIALLY STABLE AS YOU’D HOPED?

CHALLENGE The “make more, stress less” threshold was £54,000 a year – the point at which the number of men who felt anxious about money dropped by a third. The havoc caused by the pandemic has increased awareness of – and openness around – issues of job insecurity and mental health.

You can’t always transform your circumstances, but you should always be able to discuss the issue with close friends and family.

OPPORTUNITY If you’re in a position to push for a raise, Brown recommends developing a list of specific suggestions around what you can do to help the company perform better. Share it along with your request for more money. And start putting any surplus cash into an easy-access savings account; find one with decent interest via a site such as moneyfacts.co.uk.