WHICH DO YOU WANT MORE OF IN LIFE: TIME OR MONEY?

CHALLENGE Most men value time more than money, but we all have to work. “Presenteeism” is a problem even when WFH: that is, spending time at your desk because you feel you should, rather than because you’re being productive. That’s the first habit to stamp out.

OPPORTUNITY Note the difference between

“free time” and “quality time”, says Ramsey. Make your time off count with hobbies and socialising. Plus, studies show that those who take all of their annual leave have a 6.5% greater chance of being promoted. Do less, gain more.