Money Talk
Consumer expert Sue Hayward’s savvy finance tips and advice
More of us will be Christmas shopping online this year, with online shopping up by 53% over the past year, according to the number crunchers at the Office for National Statistics. I’m a big fan of online shopping, so here’s my round-up of great ways to buy gifts without breaking the bank…
Foodie hampers can be a great gift but big name stores can be expensive. So why not support small businesses by buying from your local farm shop? You can order hampers of Lincolnshire’s famous plum bread with other goodies from Myers Bakery WWW.MYERSBAKERY.CO.UK or WWW.THEHAMPERBOX.CO.UK from just £20.
If you want to give cash, don’t send money by post. Sending money via PayPal is the easiest way, or go online and transfer the money. While you may prefer gift cards, remember if stores run into financial trouble it can be tough to get your money back.
Buying gifts from charities means you’re helping great causes too. Charities including the National Trust sell a range of jewellery, toys, games and food and drink SHOP.NATIONALTRUST.ORG.UK while the RNLI RNLI.ORG/XMAS sell a range of gifts including diaries, calendars and stocking fillers starting from just £2.
For gadgets and quirky gifts I often look at sites like Menkind or Firebox and if I spot something I like, compare the price back on eBay or Amazon. And don’t forget Etsy for home-made creations and collectibles. I spotted coasters including Audrey Hepburn movies and 1950s sci-fi for around £15.
◆ Pay by debit card or PayPal for extra protection, or by credit card if the item is over £100.
◆ Check delivery terms. Some items on eBay may come from abroad which can mean a longer wait time.
◆ Buying on Amazon? Use its own price tracker to check you’re getting the best deal. UK.CAMELCAMELCAMEL.COM