SUE’S TIPS

◆ You can check any overseas fees and charges with your credit or debit card using the MoneySavingExpert handy calculator tool. MONEYSAVINGEXPERT.COM/CREDIT-CARDS/ TRAVEL-CREDIT-CARDS/

◆ Pay in the local currency. Some shops and restaurants may offer to switch the price to sterling, but Dynamic Currency Conversion, as it’s known, can bump up your bill.

◆ Always pack a back-up card, with a decent limit, just in case you need emergency cash.