Dear Sue… INSURERS & HOME RENOVATIONS

I’m having a conservatory built. Do I need to tell my home insurer?

◆ You should always tell your home insurer about any major changes to your home, as this could affect the terms of your policy. Research from Direct Line Home Insurance found UK homeowners are set to spend £217 billion on home renovations and extensions over the next two years, at an average cost of £32,000.

If you’re doing a spot of painting and decorating yourself, worth checking your policy has accidental damage cover, just in case of any spills!