Zero Interest Deals
◆ Got a credit card you can’t clear? Get a new card with a 0% balance transfer offer and switch over your debt.
◆ Average credit card interest is 26% a year, but with a 0% deal, every penny you pay chips away at the debt. Best 0% deals right now last 32 months with Sainsbury’s Bank or 31 months with M&S Bank.
◆ Pay off as much as you can each month to clear the card before the introductory 0% deal ends.