Allow the odd extravagance

You and your partner don’t see eye to eye about finances.

If discussions about spending end in rows, separate bank accounts can help you to avoid tension. Accept that it’s unusual for people to agree on what constitute expenses and what are extravagances: one person’s treat is another’s waste of money. Agree to both have an extravagance, whether it’s shoes or a Sky TV subscription, so you both have things you want, and don’t end up criticising each other all the time.