Reader’s Digest (UK)

Earning surprise cashback

Grabbing discounted food deals

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If you’re on one of the major mobile networks, then Airtime Rewards is a must. You need to scan your Visa and Mastercard debit and credit cards to connect them, and when you next use one of those at participat­ing retailers such as Boots, Asda and Primark you’ll earn cashback to put towards your mobile bill.

I love Too Good To Go, an app which lists the food shops, cafes and restaurant­s that will sell at a reduced price to avoid it going to waste. It includes some big chains such as Costa, Yo Sushi and Morrisons, as well as local bakers and more.

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